
Introduction
Returning to work after a divorce is challenging, especially for stay-at-home spouses. Financial independence is daunting but essential for stability and empowerment. Feeling insecure is normal. Trust the process and tackle the challenges early to set yourself up for success.
Understanding Imputed Income
If you are going through a divorce, you need to understand imputed income before thinking about new employment. Imputed income refers to the hypothetical income a court believes you could earn, based on your qualifications and job market conditions. Imputed income affects alimony and child support calculations. Courts consider factors like education, experience, time out of the workforce, and the local job market. Stay calm if opposing counsel tries to downplay your stay-at-home role—it's part of the divorce process.
Work with your attorney to address imputed income thoughtfully. They can guide you on realistic career goals, help you strategize, and perhaps suggest training to boost your income potential. While complex, this step redefines your financial role and moves you towards independence.
Timing Your Job Search
When to start looking for work during a divorce depends on your needs. Your employment status impacts temporary support orders and settlement negotiations, so it's best to begin early if possible. Balancing immediate income with long-term career potential is key.
Use the discovery phase to assess finances and negotiate for training or education support. Planning early gives you more control over your future, helping you redefine your professional identity with confidence.
First Steps: Skills Assessment and Career Planning
Take Inventory of Skills: Your time as a stay-at-home spouse or parent taught you valuable skills like budgeting, time management, event planning, and conflict resolution. These are transferable—recognize them as assets as you prepare for the road ahead.
Career Exploration: A post-divorce career is a chance to grow. Explore industries with growth potential, such as technology, healthcare, and renewable energy. Remote work options and flexible roles are more available now, making it easier to find the right fit. Don’t dismiss part-time jobs or even starting a small business—set ego aside to create a stable, fulfilling career.
Education and Training Options
Quick Entry Programs: Short-term training can get you back to work quickly. Certificates, online courses, or technical training are great ways to fast-track skills and enter new fields.
Longer-Term Education: Completing a degree or changing fields can boost your prospects. It’s not just about qualifications—this is a chance to follow your passion and transform your career.
Job Search Resources
Traditional Routes: Job boards (Indeed, Glassdoor), LinkedIn for networking, staffing agencies, and career counselors are all valuable tools. Consider reaching out to former colleagues and industry groups.
Support Programs: Government programs, local job training, and professional associations can help. Look into women-specific resources for re-entry support through workshops and mentoring.
Overcoming Common Challenges
Addressing Resume Gaps: Managing a household involves skills like budgeting, scheduling, and conflict resolution—frame these as strengths on your resume. Highlight volunteering, courses, or certifications. Consider a functional resume format that highlights skills over employment gaps.
Updating Technology Skills: Brush up on essential software like Microsoft Office, Google Workspace, and Excel. Use online resources like Coursera or Udemy to improve digital literacy and gain job-specific tools.
Building Confidence: Build your professional image—refresh your LinkedIn profile and practice interviews with friends or coaches. Networking can help you reconnect professionally. Put together a simple, budget-friendly wardrobe to help you look ready and feel confident.
Types of Jobs to Consider
Entry-Level Roles: Jobs like office administration, customer service, and virtual assistance can help ease your re-entry into work. Entry-level salaries generally range from $30,000 to $40,000 annually, with room to grow.
Experience-Based Opportunities: If you have relevant experience, consider tutoring, real estate, bookkeeping, or event planning. If you have an interest, jobs like tech, finance, and healthcare often provide quicker pay progression.
Flexible and Remote Options: Consulting, freelance work, and remote positions in customer service or data entry offer flexibility that might suit your schedule. Remote work is more prevalent than it was in years past. Seasonal and part-time jobs are also worth exploring.
Financial Considerations
During the Job Search: Budget carefully to manage expenses. Use temporary support for essentials like rent and food. Look for affordable healthcare options and consider transportation costs.
After Starting Work: Prepare for new expenses—childcare, commuting, work attire, and technology needs. Plan ahead and budget for these costs to reduce stress and focus on success.
Setting Realistic Income Expectations
Starting Salaries: Entry-level pay after a career break can be modest. Research salary ranges to set expectations. Growth industries and remote options can impact pay.
Income Growth Patterns: Raises typically happen annually, often between 3-5%. Specializing in new skills can help you reach your previous earning levels faster. Look into bonus or commission opportunities for extra income.
Total Compensation Considerations: Look beyond salary—benefits like healthcare, retirement contributions, paid time off, and flexible work are valuable, too. These perks improve work-life balance and reduce stress.
Building Your Support Network
Professional Networks: Use LinkedIn, join industry groups, and reach out to alumni for support and job opportunities. Also, join our Divorce Guide community to connect with others on the same journey and find resources.
Personal Support: A reliable personal network is essential. Arrange childcare, ask for family support, and prioritize time management and self-care. These are vital for balancing work and life.
Action Steps for Success
First 30 Days: Update your resume, start networking, and apply to initial roles.
1-2 Months: Practice interviewing and begin training.
3-4 Months: Secure a position and adjust to work-life balance.
6+ Months: Focus on skill advancement and explore promotions.
Conclusion
Re-entering the workforce is an opportunity for financial independence and a fulfilling future. Set realistic goals, build a strong support network, and take proactive steps towards your success. You’ve got this—be patient with yourself and confidently embrace this new chapter.
If you are interested in talking with one of our team members about how to find a job, send us a message. We also invite you to join our Divorce Support Facebook group.
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